Privacy policy and disclaimers

By accessing the Platform and/or using any services on the Platform, you accept and agree to be bound by the terms and conditions of this Privacy Policy. This Privacy Policy is incorporated into and shall be read together with the Terms & Conditions of the Platform.

Protecting your privacy and treating the personal information of all users of our website in accordance with the law is very important to Us. We understand that by using Our Website You may be entrusting Us with personal information and assure You that We take Our duty to protect and safeguard this information very seriously.

This Privacy Policy which is framed in accordance with the requirements of Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal data or information) Rules, 2011 as amended from time to time along-with other applicable laws in this regard and includes information about;

• What personal information do We Collect
• Purpose for which We use personal information
• Sharing of Personal Information

We collect, use, and process various types of personal information about customer accounts to the extent appropriate for Your relationship with Us. The personal information that We collect about You may include but is not limited to name, address, email address, telephone and mobile number, date of birth, gender, marital status, and city of residence. Bank account documents, credit card or debit card, Demat account details, financial proof such as net-worth certificate, ITR, financial statements, financial transactions, personalized cheque, personal identifiers such as passport number, permanent account number, driving license, Voter ID, Aadhar Number, Ration Card, Rental Agreement, Utilities bill, Tax receipt, copies of all such referred documents herein and other personally identifiable information and sensitive personal data or information as defined in the Information Security Rules, 2011. All Personal information so provided will be on an 'as on' basis and the Company shall not be responsible for the authenticity of the personal information supplied by You.

The collection of personal information about You is from a variety of sources, including through: Online and electronic interactions including via the website of our company/group companies, mobile applications, text messaging programs, or applications on third-party social networks

Offline interactions, including via direct marketing campaigns, hard copy registration/application forms, competition entries, and contacts through the Company's call centres; and

Your interaction with online targeted content (such as advertisements) or service providers on our behalf, is provided to You via third-party websites or applications.

We use and process customer's personal information for a range of purposes, which may include but is not limited to:

• To provide You with products and services offered by Us or by Our group companies/affiliates/partners/associates/third parties etc and/or provide you information in relation to products and services offered by Us or by Our group companies/affiliates/partners/associates/third parties etc;
• To fulfil your requests;
• To deliver administrative notices or alerts relevant to the use of service;
• To facilitate transactions;
• To check the identity and suitability of clients for certain products and services;
• To ensure the security and operation of our Information Technology environment;
• To use it for marketing and advertising measures (e.g. newsletters via e-mail, online advertising);
• To detect, prevent and investigate fraud;
• To comply with applicable laws, rules and regulations;
• To comply with the legal process to respond to requests from public, regulatory, or government authorities;
• To perform internal business processes such as data analysis, audits, developing and improving new products and services;
• To third-party services entities that provide services to the Company and are bound by these same privacy restrictions;
• As part of a sale, merger, or similar change of the business or its parent company, subsidiaries, affiliates, and related group companies;

We process all Your personal information in accordance with the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal data or information) Rules, 2011 as amended, replaced and reinstated from time to time along-with other applicable laws in this regard for as long as required.

Personal information may be shared for any of the purposes described in the document.

We may share personal information with our parent company, subsidiaries, affiliates, and related group companies. Our parent company, subsidiaries, affiliates, and related group companies are committed to protecting personal information and using it only for legitimate business purposes.

The information so collected may be shared with SEBI/ NSE/ BSE/ MCX/ NCDEX/ CDSL/ NSDL/ Regulatory Bodies/ Asset Management Companies of Mutual Funds / Registrar and transfer Agents/ Collecting Banks / KYC Registration Agencies (KRAs) etc. solely to process Your transaction requests or serve You better.

We may also share personal information with government agencies mandated under the law to obtain personal information including sensitive personal data or information for verification of identity or prevention, detection, investigation including cyber incidents, prosecution, and punishment of offenses.

If at any time a user wishes to review the Information provided to Us at the time of registering with Us or at any time thereafter, you may do so by signing into your account and amending the same. You may also send us an email at customer.service@ysil.in.

We provide all users with the opportunity to opt out of receiving promotional and marketing related communications from Us, after setting up an account. All users are also given the option of cancelling their user accounts and bringing to our attention their desire to discontinue the use of our services. If You have any other queries or require information or clarification from this Site, please send us an email at customer.service@ysil.in.

We use data collection devices such as "Cookies" on certain pages of the Site to help analyse our Web page flow, measure promotional effectiveness, and promote trust and safety. "Cookies" are small files placed on Your hard drive that assist Us in providing Our services. We offer certain features that are only available through the use of a "Cookie". Cookies themselves do not personally identify You, but they do identify Your computer, computer resources, and devices connected with computer resources including mobile phones. Generally, cookies work by assigning a unique number to the computer that has no meaning outside the assigning site. You are also being made aware that the Company cannot control the use of cookies or the resulting information by advertisers or third parties hosting data on the respective Company website. If you do not want information collected through the use of cookies, You may change the settings in the browsers that allow you to deny or accept the cookie feature at your discretion and in the manner agreed by You.

Our Company or any Third-Party Service Entity may sometimes permit third parties to offer subscription and/or registration-based services through its website. Our Company is not responsible for any actions or policies of such third parties and you should check the applicable privacy policy of such party when providing personally identifiable information. Further, the Company will not be responsible if you do not get the benefits announced if any, by the said third parties permitted to offer subscriptions or services on its site.

The Company or any Third-Party Service Entity shall not retain personal information longer than the purpose for which it is sought is served or is otherwise required under any other law for the time being in force or in accordance with the data retention policy, if any. The personal information so collected shall be used only for the purpose for which it is collected and, in the manner, agreed by you. Personal information however may remain on the servers unless otherwise deleted or purged permanently.

Our website(s) has links to other website(s) on the World Wide Web. The privacy policies of these website(s) are not under our control. Once you leave our servers, the use of any information you provide is governed by the privacy policy of the operator of the site you are visiting. It is advisable to read their privacy policies for further information.

Your personal information is stored in secured networks and only authorised personnel can access Your personal information. These personnel are conferred special access rights and are required to keep the information confidential. All sensitive/credit information you provide is encrypted via Secure Socket Layer (SSL) technology. Our website is scanned regularly for security holes and known vulnerabilities to make your visit to Our site as safe as possible. To ensure Your personal information is safe with Us, We undertake a variety of security measures when You enter Your transaction details, submit, or access Your information.

You will be responsible for apprising yourself about the Privacy Policy and change, if any, on each use of our website Apps, or platforms or while applying for or making service requests for any Product or during usage of any Product or usage of any functionality. Without limiting Your responsibility to keep yourself updated as above, We may update You that a change has been made through any channels of communication including in-app notifications, general banners on the website, SMS, e-mail, social media messages, etc. The changed Privacy Policy shall be effective as soon as it is published/posted/hosted on our website/respective Apps/platforms. If You use our website or Apps, platforms or make any application/request for any Product or use any Product or make any service requests for or during usage of any Product or if You use any functionality provided by or for Us, such act of any of aforesaid uses shall by itself amount to Your acceptance of the Privacy Policy with changes, if any.

This Privacy Policy shall be governed by the laws of India and any disputes arising out of or in relation to this Privacy Policy shall be subject to the jurisdiction of courts/ tribunals of Mumbai, India.