SIP Calculator

SIP
Lumpsum
Yrs
%

The Total Value of Your Investment After 10 Years Will be

₹23,23,391

image

What is an SIP Calculator?

A SIP calculator helps you estimate how much your mutual fund investment can grow when you invest through a Systematic Investment Plan. By entering your monthly investment, time period, and expected return rate, you can see the potential maturity value.

How to Use the SIP Calculator with YES SECURITIES?

Below are the three primary parameters you need to consider while using a SIP calculator:

  • The initial investment amount (P)
  • The investment's frequency (n)
  • Rate of return expected (r)

Once you enter these details, the calculator shows you the total amount you will’ll invest and and estimates of the growth in your investment’s value at the end of the investment period.

FAQs on SIP Calculator

How much can I invest in a SIP?Minus

You can start with a minimum amount of ₹500 per month with no upper limit, however it depends on your financial capacity and fund rules.

What is the maximum tenure of a SIP?Plus

There is no fixed maximum tenure. You can continue a SIP for as long as you want or until the scheme exists.

Are SIPs similar to mutual funds?Plus

A SIP is not separate from mutual funds. It is just a method of investing in mutual funds regularly.

Can I renew a SIP?Plus

Yes, once the SIP tenure ends, you can either renew it or start a new SIP in the same or a different mutual fund, based on your investment goals.

Can I pause my investments in a SIP?Plus

Yes, many mutual funds allow you to temporarily pause your SIP for a few months instead of cancelling it entirely, giving you flexibility during financial situations.

What happens if I invest ₹1,000 per month in a SIP for 10 years?Plus

Assuming a 12% annualised return, a ₹1,000 monthly SIP over 10 years may grow to approximately ₹2.3 lakh*.

How much can a ₹5,000 monthly SIP become in 5 years? Plus

At an assumed 12% annualised return, investing ₹5,000 every month for 5 years may grow to around ₹4 lakh*.

Is there any lock-in period for a regular SIP?Plus

No, regular SIPs do not have a lock-in period. You can redeem your investment anytime. However, ELSS SIPs come with a mandatory lock-in period of 3 years.

Are SIP returns guaranteed?Plus

No, SIP returns are market-linked and not guaranteed. Returns depend on the performance of the underlying mutual fund and market conditions.
investment

Download
OMNI App